Financing

Liquidity is essential for those that plan to go big and bold in the field of real estate investing. You can essentially start out with nothing, or several million, but at some point there can be big advantages to additional funding. With the right funding partner, you can capitalize on more opportunities and increase returns. […]

Are you currently looking for real estate investor loans that will facilitate the purchasing of foreclosures in San Diego? The Southern California housing market is hot, and while there is still a lot of value to be found, many are concerned there aren’t enough short sales and REOs to go around. That means a need […]

Trying to find financing for cheap foreclosures in San Diego can be far more challenging than most real estate investors realize. Why is this, and what alternative solutions are available? There is a plethora of cheap foreclosures in San Diego expected to come to the market, attracting many real estate investors. Some foreclosures may provide […]

New data from Housing Wire indicates loan modifications are on the rise while short sales and foreclosures continue to trend downwards. These statistics show emerging trends. So what does it all mean for real estate investing? According to the numbers just released, 204,000 loan modifications were approved between April and June 2013. During the second […]

San Diego house flipping has made a huge comeback. Investors in the region have made large profits in a relatively short period of time. However, how much should real estate investors be willing to pay private or hard money lenders and simultaneously maximize profits? San Diego house flipping tips are readily available through a variety […]

Why shouldn’t real estate investors attempt to transfer their investment property, and contract, to an LLC? As real estate education has become increasingly available to aspiring investors, many are gaining access to more advanced tips and strategies. Unfortunately, those attempting to piece their own real estate education together from fragmented tips usually get the steps […]

There are still many short sales, borrowers in foreclosure, and a good number of homeowners entering the foreclosure process in San Diego. Despite statistics showing a significant decline over the last few years, a San Diego foreclosure deal or short sale is not too hard to find. Some have neglected to take action, thought values would rise faster or fell prey to real estate agents promising outrageous sales prices while homes continue to sit on the MLS. The Southern Californian housing market is great, but for those underwater, whether or not in foreclosure yet, time may be running out.

How might rising mortgage rates actually help investors flipping real estate? First off, they create a lot of urgency among sellers. This makes them more motivated to close deals fast. This includes individual homeowners with equity, in foreclosure and attempting short sales as well as banks with REOs and non-performing loans. Secondly, high rates make banks a lot more eager to make new loans, relax criteria and even make riskier loans. They can always make it up in interest on performing loans. That means more borrowers qualifying and increased lending volumes.

While those flipping property in San Diego may have access to transactional funding for wholesaling homes, few may use conventional mortgages on a regular basis. Remember that there are many advantages of using this leverage. However, mortgage interest rates are on their way up and hard money lenders will certainly follow this trend as their services become more in demand. Mortgage rates are still ridiculously low right now, but will no doubt continue to rise over the next decade. Therefore, it is important to understand the different places to receive capital.

Without question, it’s an awesome time to flip real estate and make profits in the housing sector. Done right, it can be a low risk opportunity to turn a profit and have a lot of fun. However, what if it means borrowing money from family? Where do you draw the line on lenders? First, know that you can flip real estate with little to no money of your own, even with poor credit. Of course, some startup and working capital can go a long way. Being a cash buyer in today’s housing market can definitely be a plus. However, if your family has extra cash to invest, then you could be doing them a huge favor. Using family money WISELY can potentially net everyone more profits.