New data suggests that mortgages are easing in the housing sector, but does it even matter anymore? According to the new Mortgage Bankers Association ‘Mortgage Credit Availability Index’ by Inman News, mortgages are easing, making it easier for anyone to get one. Consumer mortgages inched up in May from April and stood almost 9 points higher than the benchmark point in March 2012. Now is the optimal time for buying a home, and there is plenty of cash out there for creative homeowners and home buyers willing to their put minds to it. Explore the alternative options that are currently made available.