Financing

How to Avoid Fraud & Scams When Renting or Buying a Home

Posted by JD Esajian // July 13, 2012

Mortgage fraud is up in a huge way and attorneys are warning of real estate scams on the rise as the housing market improves.


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Foreclosure Fraud Compensation: How to Spend Your $125k

Posted by JD Esajian // July 11, 2012

Recent news of ex-homeowners eligible to receive up to $125k in compensation for unlawful foreclosures plus lost equity has many excited about the hopes of a big check on the way. So how should you spend yours?


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Your Mortgage Pre-Approval Letter is a Trap

Posted by JD Esajian // July 9, 2012

If you plan on buying a home you can’t escape having to get a mortgage pre-approval letter but be careful when you do…


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What Type of Home Loan Modifications are Best?

Posted by JD Esajian // July 6, 2012

For those who are struggling to keep up with their home loan payments or who are already far behind home loan modifications can still be a great option, but they aren’t all equally beneficial.


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Ex-Homeowners Wages Garnished for Foreclosure Deficiencies

Posted by JD Esajian // June 29, 2012

Can your lender really clear out your bank account and garnish your wages for an old foreclosure? Unfortunately, it is true and it is happening. Homeowners who failed to get help to negotiate their short sales or avoid a full foreclosure are now waking up to the scary, real consequences of their inaction.


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$25 Billion Mortgage Settlement Scam: Where’s the Help for Homeowners?

Posted by JD Esajian // June 25, 2012

Are any homeowners actually going to see a single dollar from the massive multi-billion dollar mortgage settlement?


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6 Steps to Getting a Better Mortgage Loan

Posted by JD Esajian // June 15, 2012

Want to get the best mortgage deal for buying a new home? You’ve heard its tougher to get a mortgage to buy a home today but there is financing available. Even though it may be more challenging to get a home loan today, with a little preparation you can ensure you get a great deal and perhaps even more money that you anticipated.


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Is Your Mortgage Underwriter Just Messing With You?

Posted by JD Esajian // May 23, 2012

Getting your mortgage application through underwriting can feel like starring in a sequel of Mission Impossible at the best of times but even more so lately. So is the underwriting department just messing with you?


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3 100% Financing Mortgage Programs, Plus 1

Posted by JD Esajian // May 21, 2012

The news is currently flooded with stories about how hard it is to get a mortgage loan how poorly banks are doing and how it is likely that lending could get even tougher in the near future. However, there are still 100% financing options out there for those with limited down payments or who just see it is more advantages to leverage more at today’s currently low interest rates.


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Educating Buyers about Credit Key to Maintaining Rebound

Posted by JD Esajian // May 16, 2012

Access to mortgage financing remains one of the most important factors needed to continue to fuel a real estate recovery. Unfortunately, mortgages could become much harder to get it some have their way, making educating buyers on how to boost and maintain their credit scores essential.


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