Financing

Real estate may be the only attractive investing option out there today but not all strategies are equally safe and profitable. This is especially true for those considering jumping on real estate stocks or investing in public real estate investment trusts (REITS).

You’d think that those interested in buying a home would be jumping on the chance to get seller financing, so why aren’t buyers responding to your ads offering it?

Where are foreclosures increasing the most? You might be surprised! We’ve recently heard how well San Diego real estate is doing and how foreclosures have dropped in some of the worst hit states like California and Nevada. However, the new mortgage settlement has also cleared the roadblocks for lenders to speed up foreclosures, resulting in a large surge in new filings in some states. So who it being hit with by the foreclosure tsunami now and what does it mean for homeowners and real estate investors?

Have you been turning away real help that could help you with selling an underwater home or with reducing your payments and what you owe so that you can stay in it?

The Federal Housing Finance Authority (FHFA) just announced a new loan system for Fannie Mar and Freddie Mac mortgages. Is it the fix we need to start making home loans easier to get again?

Many homeowners are getting surprise foreclosure notices, some who don’t even have mortgages on their homes. What do you need to know and how can you protect yourself? Falling behind on mortgage payments isn’t the only way you can lose your home. Watch out for these other threats which could put you in foreclosure too and beware of lenders speeding up the foreclosure process…

Banks and mortgage lenders holding REOs are bankrupting homeowner associations threatening the security of your investment. What do you need to know? Mortgage lenders how have foreclosed on condos on home in associations are not paying their dues and are frequently neglecting maintenance, leaving the financial burden to the association and other community property owners. This can quickly lead to escalating liens on these foreclosure units and soaring dues and assessments for other unit owners with serious consequences for those selling or buying a home.

Facing foreclosure is tough enough for those with one property. For those with multiple properties foreclosure can be even trickier, even if considering letting just one go…

Despite all the noise about lenders being pressured to grant more loan modifications and principal reductions many are still deploying greedy tactics to get compensated for ‘fake’ home loan modifications.

Self-employed borrowers are having a tougher time getting home loans than ever and with new Fannie Mae rules being rolled out it could get even tougher. So is this the end of mortgages for all but those with bloated government W2s or are there still options?