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Periodic Maintenance and Repair of Area Rugs

Posted by JD Esajian // June 4, 2010

Hand-painted canvas floor-cloths are very easy to care for. Newly made ones will most likely be painted with acrylic or latex paints and finished with several coats of polyurethane. A damp mop or sponge will quickly clean the surface. However, if you own an antique floor cloth, avoid water and clean with a dry dust mop or the dust attachment on a vacuum cleaner because the finish is likely a varnish incompatible with water.


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Loan Features To Avoid: Prepayment Penalties

Posted by JD Esajian // June 3, 2010

Most mortgages do not limit prepayment of your principal, If you would like to pay twice the principal due each month, with the goal of paying off your loan early then you are free to do so without penalty. If rates fall and you’d like to refinance to a better loan after a year or two, you don’t owe anything extra. But some mortgages don’t treat borrowers so kindly.


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Regular Maintenance of Area Rugs

Posted by JD Esajian // June 2, 2010

Regular maintenance is important since all rugs,including carpets wear out from the bottom. Grit and sand settle at the base of loop and pile constructions or lodge between the yarns of flat tapestry weaves, cutting fibers and wearing out the rug. So to improve the life of your rugs, vacuum often.


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Loan Features To Avoid: Balloon Payments and Negative Amortization

Posted by JD Esajian // June 1, 2010

Among all the paperwork involved with taking out a mortgage, it is very easy to let your mind wander and simply sign on the dotted line. But be careful, you should read through the loan documents. You have to ask about and also watch out for these hazards to your financial health in particular


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The Types of Rugs

Posted by JD Esajian // May 31, 2010

Most often it is the construction of an area rug that establishes its formality or informality. Rag, hooked and braided rugs are considered informal and casual, perfect for country settings. On the opposite end, Aubusson and Oriental rugs generally appear in formal rooms with period furniture.


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Judging Site and Arrangement of the Area Rug

Posted by JD Esajian // May 28, 2010

In its friendliest, most congenial presentation an area rug fits under the front and back legs of the furniture in its focal area. The rug should fit under the front legs of all the pieces in the area at the very least. If you have no choice but to use a small area rug within a large space then lay it at an angle to some furniture pieces to make it appear larger and more important.


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How You Can Improve Your Credit Score

Posted by JD Esajian // May 27, 2010

Improving a credit score does not happen overnight. Why? It’s because most creditors only report to the bureaus once a month. But there are a few steps you can take right now to start cleaning up your credit blemishes and here they are.


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Bathroom Tile, Caulk and Grout

Posted by JD Esajian // May 7, 2010

Grout and caulk in a bathroom, especially around a tub, are both essential elements and must be maintained for they are barrier that keeps water from seeping into the walls. The smallest gaps allow water to sneak behind the tiles and do real damage to the bathroom wall and floor, and even to the ceiling of the room below.


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Bathroom Cleaning Techniques

Posted by JD Esajian // May 6, 2010

Toilet bowl cleaners that sit in the tank help to disinfect a toilet and may ease the task of cleaning, but they don’t really eliminate the need for regular scrubbing. Always make sure to clean the outside of the bowl as well as the seat and cover with a disinfectant cleaner.


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Bathtubs

Posted by JD Esajian // May 5, 2010

Enameled steel or cast iron tubs are tough and resistant to most chemicals. Enameled steel is resistant to chips than enameled cast iron. They can tolerate occasional scrubbing with a mildly abrasive cleanser.


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