Pre-Purchase Program

Pick your finishes!

The CT Homes Pre-Purchase Program allows you access to our off-market properties BEFORE they are put up for sale on the open market. By taking advantage of the program, buyers will be able to buy their dream home before it's even listed for sale. The best part? Locking in one of our homes early enough will put you in a position to pick your finishes (Think kitchen granite style, cabinet color, flooring type, etc)!

What are the benefits pre-purchasing?

  • LESS Competition: since these properties are not yet listed on MLS, you'll likely have less buyers to compete against.
  • Lock in your Interest Rate: Interest rates have been mostly on the rise since early 2022. Higher interest rates mean more expensive monthly payments for borrowers. By identifying yuor new home sooner rather then later, you'll be in a better position to lock in your interest rate before rates potentionally go up again and lock in a lower monthly payment.
  • Renovated Home, top notch quality: At the close of escrow, you'll become the new owner of a high quality, newly renovated property in beautiful and sunny San Diego!

How it Works?

Our Easy To Use Home Buying Process

Buying a home doesn't have to be a hassle. We've simplified the process and have been helping homeowners Since 2003!

1. Identify

Browse our off-market inventory to identify a property that you're interested in. Submit your info on that property's page to indicate you're interested!

2. Confirm

We'll schedule you for an in-person showing of the property with one of our Renovation Team members where you'll receive in-depth Material Packet, Scope of Work breakdown, and

3. Complete Contracts

Our experienced team wil walk you through the purchase agreement step by step so you know exactly what to expect in the process.

4. Transaction Timelines Begin

As the renovation is nearing completion, transaction timelines begin. At this point the Home Inspection, Appraisal, and Loan Approval would take place as they would in a traditional transaction.

5. Escrow Closes!

Welcome Home! Once your due diligence period is complete and escrow closes you'll be the new Owner of the newly renovated Home!


Absolutely! We can work directly with your Real Estate Agent if you have one - we do pay realtor commissions.

Yes! If you don't have a buyer's agent we can work directly with you. Our Transaction Team is standing buy ready to guide you through the buying process.

You will! Once we accept your offer you'll be afforded the same contingencies (Loan, Inspection, Appraisal) andd protections as you would in a typical real estate transaction.

While it will depend depending mostly on the timing and the project's scope of work expect, the property will likely be more of a "Construction Zone" than a finished home. The earlier a project seems to be in the process, the better chance there is you'll be able to pick and choose more of the final finishes to go into your home!

What others are saying about our Pre-Purchase Program

Browse our off-market inventory today!

The first step in taking advantage of our pre-purchase program: Identify the right home for you. Start browsing our inventory today and submit the "Have Questions?" Form on the related property page. Someone from our team will reach out to you directly with next steps!

Current Projects

Interested but not sure where to start?

Call us today at 619-888-7777 to speak with our sales team directly!

Get Started