Get the FREE Notice of Default Toolkit from the experts at CT Homes, and learn how to...
  • Preserve your credit
  • Avoid Foreclosure
  • Help your family
  • Keep your home
Submit your info below and we'll send you a copy of the NOD Toolkit. Start exploring all your options TODAY!


*Your Privacy is our #1 priority and your info will NEVER be shared

Are you falling behind on your mortgage payments?

We can can help!

Through no fault of your own, you may find yourself in a challenging position and at risk of losing your home. Sudden financial instability due to a job loss, divorce or illness can make home ownership difficult to manage. For many, the pandemic has made things worse.

You are not alone! According to the Consumer Financial Protection Bureau, as of March, 2021, over 11 million families are behind on their rent or mortgage payments. At CT Homes we have helped dozens of homeowners just like you who may be facing default on their mortgage payments, or even foreclosure.

You should know that there are solutions to help you avoid the worst and keep your credit score intact – but you have to act fast.

You may be in a better position than you think

According to Lawrence Yun, Chief Economist at the National Association of Realtors, homes in the San Diego area are not likely to undergo foreclosure. According to Yun, “given the huge price gains recently, I don’t think many homes will have to go to foreclosure… so that’s a bit of a silver lining…”

But you need the right information to know what steps to take

Don’t Wait to Act

When you are having trouble making your mortgage payments, time is not on your side. If you foresee a problem, do not wait to take action. It is critically important to gain the information you need to address your situation - before it's too late.

The experts at CT Homes have put together a FREE ebook to help you learn about your options when you face foreclosure. The Notice of Default Toolkit is an easy 10-minute read filled with the practical information you need when you are having trouble staying current on your mortgage payments.

Education = Peace of Mind

In the Notice of Default Toolkit you will find out the answers to these questions and more:

  • What can I do if I can't make my next mortgage payment?
  • What will happen to my credit rating if my house goes into foreclosure?
  • What are my options to save my home?
  • What if I owe the bank more than my house is worth?
  • What is the difference between a short sale and foreclosure?

What others are saying

"I’d like to say that [CT Homes] worked diligently to get my property out of foreclosure status. They were very cooperative and they communicated with me very well during this trying time. Without them I don’t know what would’ve happened to my credit rating. Thanks…for all your hard work!” - Lawrence - San Diego Homeowner

Get the Free Toolkit 

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*Your Privacy is our #1 priority and your info will NEVER be shared